Apple introduced the new iPhone 6 and it comes along the possibility to pay with “Apple Pay”. You just put your finger on the fingerprint reader to pay. Although the idea of paying with a phone is nothing new, see for example Windows Phone or BlackBerry, Apple revolutionised the idea. Whereas other devices sill request codes in order to pay, with an iPhone you just need to put your finger on the fingerprint, and you´re done. So using this possibility is obviously timesaving. Apple claims that is it safe simply because a fingerprint is unique and no one else can fake it.
However, I still doubt that this method is safe. There were so many new inventions already, which claimed that they are safe and cannot be hacked but after a while exactly that happened; they got hacked. And I think although a fingerprint is unique, hackers nowadays are so smart they just need some time to figure out how to hack it without using your fingerprint. Besides, for me the idea of paying with my phone is odd probably because it is a new invention. And especially older generations, who still go to the bank itself to check their bank accounts, will not make use of this service; they are not even doing online-banking.
So let me know what you think. Would you use this opportunity? Do you have any concerns regarding privacy issues?